Hero Mortgage Loan: Home loans for everyday heroes.
You’re a hero!
You deliver important documents, products, food, mementos, letters and so much more safely and on time. Long haul truckers, USPS, FedEx, DHL, and UPS drivers, thank you!
You help people get from where they are to where they need to go. Bus drivers, airline pilots, flight attendants, and train conductors all make the world go around.
You are a crucial piece to our society and without you we’d fall apart!
A percentage of all HERO Loan proceeds are donated to a related non-profit.
When I was a grad student, I woke up early and loaded package cars for UPS because the company was so flexible with my crazy class schedule. It helped me provide for my family while in school. I remember how challenging it can be and I have a ton of respect for all delivery service people.
Whether you drive a semi on a long haul or for FedEx or USPS, you’re a hero because you safely deliver important things for everyone. The world would stop without you, thank you!
-Kevin A. Guttman
Mortgage Banker
To honor the contribution that you make everyday to drive others and deliver goods, I want to offer you a credit for your appraisal fee when we close on your loan.
It’s a small way for me to say thank you.
*Can be used on a purchase or refinance. To cover the actual cost of the appraisal, up to $750. May result in a higher rate.
We think it’s about time someone had your back and we want to thank you for the work you do in your community.
We have three simple steps we always follow at HERO loan.
We have a conversation about how your goals and home financing needs.
We collect everything up front because this ensures a smooth underwriting process and a clean approval.
We finalize everything and sign the paperwork. You close on your loan and keep doing what you do best.
My goal is to help you find the best home financing option for your situation. At HERO Mortgage Loan, the client comes first. We look at top lenders and wholesalers for you so you get the best rate and payment you qualify for.
This is about you. Together we’ll:
This loan is for someone with above-average credit and a down payment of 5% or more. A bit more challenging to qualify for and mortgage insurance goes away at 78% loan to value or after 5 years. Sometimes call a ‘conforming loan’ this is a great option for most people. Loan limits are $548,250.
For the financially savvy borrower. The All In One Loan combines banking functionality with home financing. It uses simple interest and custom loan terms. Borrowers who qualify may be able to save tens of thousands of dollars and years off their loan. AIOloan.net
This is a loan for active or retired military. This loan is Zero Down and NO Mortgage Insurance! If the Vet is disabled 10% or more, there is NO Funding Fee either! Loan amounts are unlimited. Terms available are 30, 25, 20 and 15 year. Fixed and Adjustable products are available. Great for our community!
Just 3.5% down and mortgage insurance is for the life of the loan. Terms available are 30, 25, 20, and 15 years. Fixed and Adjustable products are available. The loan limits vary by county. This is perfect for a first-time homebuyer or anyone coming back into the market with a low down payment.
This loan is available for rural properties only. Both the property AND the buyer must qualify. It is a zero down loan and is available as a 30 year fixed-rate loan. There is a 2% upfront mortgage insurance fee that is rolled into the loan amount. This is a great option for folks out in the country.
This is for seniors 62 years and up who can put 45-60% down and never have a mortgage payment. Purchase price up to $822,375. Insured by FHA. Jumbo reverse mortgages are available. Learn more at www.SeniorFlexLoan.com
For those with ambition to build. We offer a one-time close construction loan as well. Save time and money with a single loan on your construction project.