Home Purchase Financing

Purchase Options for Heroes

Who's a Hero?

You’re a hero! Owning a home builds wealth and offers protection for a family. You’re a hero to those around you.

Why HERO Loan?

We looked around and noticed how many everyday heroes go unnoticed and are underappreciated. So we decided to give back to heroes with an appraisal credit* and donate 10% of our gross revenue to a non-profit supporting your industry.

*to cover the actual cost of an appraisal, up to $750. May result in a higher rate.

Home Loan Options

Just 3.5% down and mortgage insurance is for the life of the loan. Terms available are 30, 25, 20, and 15 years. Fixed and Adjustable products are available. The loan limits vary by county. This is perfect for a first-time homebuyer or anyone coming back into the market with a low down payment.

This loan is for someone with above-average credit and a down payment of 5% or more. A bit more challenging to qualify for and mortgage insurance goes away at 78% loan to value or after 5 years. Sometimes call a ‘conforming loan’ this is a great option for people. Loan limits are $548,250.

This is a loan for active or retired military. This loan is Zero Down and NO Mortgage Insurance! If the Vet is disabled 10% or more, there is NO Funding Fee either! Loan amounts are unlimited. Terms available are 30, 25, 20 and 15 year. Fixed and Adjustable products are available. Great for our community!

This loan is available for rural properties only. Both the property AND the buyer must qualify. It is a zero down loan and is available as a 30 year fixed-rate loan. There is a 2% upfront mortgage insurance fee that is rolled into the loan amount. This is a great option for folks out in the country.

For loan amounts above $548,250 up to $10 Million, all fixed and adjustable rate products are available. Can be for primary residence or second home. We have options available with just 10% down and no mortgage insurance for the well-qualified buyer.

For the financially savvy borrower. The All In One Loan combines banking functionality with home financing. It uses simple interest and custom loan terms. Borrowers who qualify may be able to save tens of thousands of dollars and years off their loan. 

We offer a one-time close construction loan as well. Save time and money with a single loan on your construction project. 

This is for seniors 62 years and up who can put 45-60% down and never have a mortgage payment. Purchase price up to $822,375. Insured by FHA. Jumbo reverse mortgages are available. Learn more at www.SeniorFlexLoan.com

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Appraisal* Credit

Thank you for being a HERO, I want to offer you a credit for your appraisal fee when we close on your loan.

It’s a small way for me to say thank you.

*Can be used on a purchase or refinance. To cover the actual cost of the appraisal, up to $750. May result in a higher interest rate.

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