Helping Heroes Finance Homes

home financing for nurses
teacher home loans
home mortgage for firefighters
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You’re a hero, serving others day in and day out.

We want to take care of you

Every HERO loan closed receives an appraisal credit* (up to $750) at closing. 

*to cover the actual cost of the appraisal

Let us do the research for you. We shop the top wholesale lenders in the country to find you the best program, loan term, and payment you qualify for. 

Home Purchase

Which are you looking for?


Three Simple Steps

The efficient process ensures your loan is processed smoothly and completely.
  1. Explore Your Options
    Let’s start with a conversation about your goals and home financing needs. 

2. Collect and submit documents
This ensures a smooth underwriting process and a clean approval.

3. Closing 
We finalize everything and sign the paperwork. You close on your loan and get your appraisal credit.

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Navigating home financing should be simple and efficient. 
Our process ensures your loan process goes smoothly.



Customize Your Home Loan

With HERO Mortgage, you can completely customize your home loan:

  • Custom Rate
  • Custom Loan Term
  • Custom Lock
  • The right loan program for your situation.

We are here to serve you, thank you for how you serve others.

Our goal is to help you find the right payment and program for your unique situation.
It all starts with understanding your options.

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Giving Back to Heroes

A portion of the proceeds from each loan are donated to a few carefully selected charities.  Get Pre-Approved


Thank you for your service to our country. 

Includes retired, active duty, and reserves.

I’m a Veteran

Law Enforcement

Thank you for protecting our neighborhoods and keeping us safe. 

I work in Law Enforcement

Firefighter/ Paramedic/ EMT

Thank you for being brave and running toward danger for the sake of others. 

I’m a Firefighter

Medical Professional

Thank you for how you care for the weak, ill, and vulnerable.

I Work in Medicine

Download Your Free Appraisal Credit Coupon*

*must present on the closing day, up to a $750 value to cover the actual cost of the appraisal.
May result in a higher interest rate.


Thank you for how you shape our future leaders. 

I Work in Education


Thank you for how you devote your life to something greater than yourself. 

I Work in Ministry

Delivery/ Transportation

Whether you deliver products or people, thank you for your hard work and dedication. 

  I’m a Driver

What to Expect

  • At HERO Mortgage, you can expect:
  • To understand your options and choose which is best for your family and situation. 
  • To receive regular updates throughout the process
  • To be treated with respect

Thank you for serving others.
We welcome the opportunity to serve you.

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5 Star Reviews

We love our clients and they love us.

Loan Programs Available

Reverse Mortgage

This is for seniors 62 years and up who can put 45-60% down and never have a mortgage payment. Purchase price up to $822,375. Insured by FHA. Jumbo reverse mortgages are available. Learn more at


This is a loan for active or retired military. This loan is Zero Down and NO Mortgage Insurance! If the Vet is disabled 10% or more, there is NO Funding Fee either! Loan amounts are unlimited. Terms available are 30, 25, 20 and 15 year. Fixed and Adjustable products are available. Great for our community!


Just 3.5% down and mortgage insurance is for the life of the loan. Terms available are 30, 25, 20, and 15 years. Fixed and Adjustable products are available. The loan limits vary by county. This is perfect for a first-time homebuyer or anyone coming back into the market with a low down payment.


This loan is available for rural properties only. Both the property AND the buyer must qualify. It is a zero down loan and is available as a 30 year fixed-rate loan. There is a 2% upfront mortgage insurance fee that is rolled into the loan amount. This is a great option for folks out in the country.



This loan is for someone with above-average credit and a down payment of 5% or more. A bit more challenging to qualify for and mortgage insurance goes away at 78% loan to value or after 5 years. Sometimes call a ‘conforming loan’ this is a great option for people. Loan limits are $548,250.


For loan amounts above $548,250 up to $10 Million, all fixed and adjustable rate products are available. Can be for primary residence or second home. We have options available with just 10% down and no mortgage insurance for the well-qualified buyer.

All in One Loan

For the financially savvy borrower. The All In One Loan combines banking functionality with home financing. It uses simple interest and custom loan terms. Borrowers who qualify may be able to save tens of thousands of dollars and years off their loan.

Construction to Perm.

We offer a one-time close construction loan as well. Save time and money with a single loan on your construction project. 

Mortgage Payment Calculator

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