Home Loans for Medical Professionals – Built with You in Mind

As a nurse, doctor, or healthcare worker, you dedicate your life to helping others. Now it’s our turn to help you. With flexible loan options, appraisal credits, and a smooth, efficient process, HERO Mortgage makes homeownership easier for medical professionals like you. Get pre-approved and take the next step today.

Helping Healthcare Heroes Become Homeowners

Home Loans Tailored for Medical Professionals

Whether you’re a nurse, doctor, therapist, or healthcare worker, our loan programs are designed with your unique schedule and needs in mind. We make homeownership simple, supportive, and stress-free—just like it should be.

Low Down Payment Options Available

Worried about a large down payment? We offer financing programs with as little as 3% down, making it easier for medical professionals to own a home without compromising savings or financial stability.

Fast, Efficient Closings

We understand how demanding your profession is. That’s why our mortgage process is streamlined, with most loans closing in 30 days or less—giving you one less thing to worry about.

Appraisal Credit at Closing

As a thank-you for your service, we provide a credit of up to $750 to cover the cost of your appraisal when your loan closes. It’s just one small way we’re giving back to those who give so much.

Refinancing Made Easy for Medical Workers

Already own a home? You can refinance to lower your interest rate, reduce your monthly payments, or access equity—quickly and efficiently with our experienced team by your side.

We Give Back to Healthcare Causes

Every loan helps us support healthcare professionals beyond the closing table. A portion of HERO Loan proceeds is donated to non-profits that support nurses, doctors, and medical staff nationwide.

Why Help?

My mom was a nurse for 40 years.

Growing up, I watched her show compassion, strength, and care—whether it was helping her patients or nursing me back to health. That work ethic and heart left a deep impression on me.

Nurses, doctors, and other medical professionals are true heroes in my book, especially after everything we’ve witnessed through the COVID-19 pandemic. Your sacrifices deserve recognition and support.

-Kevin A. Guttman Sr. Mortgage Broker

Why HERO Loan?

As a medical professional, you work long hours and face constant challenges—all in service to others. That’s why our HERO Loan program is built to support and honor your efforts with exclusive benefits:

We offer an appraisal credit at closing (up to $750), and our 96% closing rate far exceeds the industry average of 61%. Most loans close in 30 days or less, with a process that respects your time and busy schedule. You’ll have access to customized loan terms and competitive rates, and a streamlined experience guided by a team that truly understands your needs.

Most importantly, we give back—a percentage of all HERO Loan proceeds is donated to non-profits that support healthcare professionals like you.

We think it’s about time someone had your back. Let us help you achieve homeownership with a loan experience tailored to you.

Get Pre-Approved

Medical Professionals Home Loan FAQs

From first-time homebuyers to seasoned investors, we offer a wide range of Home Loan and Mortgage solutions designed to meet your unique needs. Discover competitive rates, flexible terms, and expert support to help you achieve your homeownership goals.

What is a HERO Loan for medical professionals?

A HERO Loan is a specialized mortgage program for nurses, doctors, and healthcare workers. It offers flexible loan options, low down payments, appraisal credits, and a simple, efficient process tailored to the busy lives of medical professionals.

If you work in the healthcare field—whether you’re a nurse, doctor, EMT, therapist, or support staff—you may qualify. We’ll guide you through eligibility requirements and help you find the best loan for your situation.

As a thank-you for your service, we offer an appraisal credit of up to $750, applied at closing. This helps cover the cost of your home appraisal on a purchase or refinance. Note: may result in a slightly higher interest rate.

HERO Loans for medical professionals include low down payment options, no mortgage insurance (on certain loans), fast closings in 30 days or less, appraisal credits, and expert support every step of the way.

Yes! If you’re looking to lower your rate, reduce monthly payments, or tap into your home’s equity, we can help you refinance through our streamlined process—just for medical professionals.

It’s easy! First, get pre-approved by talking with us about your goals. Then we’ll collect and submit your documents upfront for a smooth approval. Finally, sign the paperwork and close your loan—stress-free.

Everyone loves options—and more importantly, the right one. At HERO Mortgage Loan, the client comes first. We shop the top wholesale lenders on your behalf to find the best rate, loan term, and monthly payment for your unique situation.

Together, we’ll:
• Identify your goals
• Explore and explain your options
• Create the right loan plan for your future

We follow three simple steps to make your mortgage experience smooth and stress-free:

Step 1: Get Pre-Approved
It starts with a conversation about your goals and home financing needs.

Step 2: Collect & Submit Documents
We gather everything upfront to ensure a seamless underwriting process and a clean approval.

Step 3: Closing
We finalize the paperwork and close your loan so you can get back to doing what you do best—caring for others.

Because You Care for People, We Care for You
Your dedication to others doesn’t go unnoticed—and now, it’s your turn to be taken care of. Our HERO Loan program is designed to help nurses, doctors, and medical professionals become homeowners with ease, support, and appreciation.

Get Pre-Approved