As a member of law enforcement, you put your life on the line every day to keep our communities safe. At HERO Mortgage, we’re proud to serve you with home loan options that include low rates, appraisal credit at closing, and a smooth, efficient process. Get pre-approved today and let us help you secure the home you deserve.
Our mortgage solutions are designed specifically for those in uniform. Whether you’re a police officer, sheriff’s deputy, or federal agent, we offer home loans that respect your service and meet your needs.
We know your time is valuable. That’s why most of our loans close in 30 days or less, with clear communication and expert guidance from start to finish.
As a small thank-you, you’ll receive an appraisal credit of up to $750 at closing—whether you’re purchasing your first home or refinancing your current one.
We shop the top wholesale lenders to find you competitive rates and flexible terms, making sure you get the best possible payment for your situation.
Already a homeowner? We can help you refinance to lower your monthly payment, reduce your rate, or tap into equity—quickly and with minimal hassle.
A portion of every HERO Mortgage loan goes toward non-profits that support law enforcement professionals. When you buy a home, you’re also giving back to your community.
I have deep respect for law enforcement.
While I’ve had my fair share of speeding tickets, I truly admire the work of law enforcement officers—both in my community and across the nation. Serving and protecting others is one of the most courageous and demanding roles out there.
Thank you for your commitment, your bravery, and the sacrifices you make every day.
– Kevin A. Guttman, Mortgage Broker
From loan pre-qualification to closing, our team provides personalized service, ensuring a smooth mortgage experience without the roadblocks of traditional income verification. Contact us today to explore your options and take the next step toward homeownership!
Have questions about how HERO Mortgage supports law enforcement professionals? We’ve answered the most common questions to help you understand the process, benefits, and how to get started. Your service matters—and so does getting the right Law Enforcement Home Loan.
HERO Mortgage is a specialized loan program created to support law enforcement professionals—including police officers, sheriff’s deputies, federal agents, and corrections officers. It provides exclusive benefits like an appraisal credit, fast closings, and access to top loan programs with personalized support.
If you serve in any official law enforcement capacity, you likely qualify. This includes local police officers, state troopers, federal agents, corrections officers, and more. If you’re unsure, reach out—we’ll confirm your eligibility for the HERO Mortgage benefits.
With HERO Mortgage, you’ll receive:
An appraisal credit of up to $750 at closing
Fast closings, usually within 30 days
A 96% closing success rate
Custom loan options and competitive rates
Donations made to law enforcement-supporting charities on your behalf
Guidance from a team that understands the needs of officers and their families
Not at all. HERO Mortgage is available whether you’re a first-time buyer or purchasing your next home. We also offer refinance options to lower your monthly payment, reduce your rate, or access equity.
Yes! HERO Mortgage works alongside traditional loan types like VA, FHA, Conventional, and USDA loans. We combine the right program for your needs with the exclusive benefits of HERO—like appraisal credits and nonprofit support.
Most programs start around 580–620, depending on the loan type. We’ll assess your full financial profile and help you find the best path—even if your credit isn’t perfect.
You’ll typically need:
Pay stubs
W-2s or tax returns
Bank statements
Photo ID
Employment verification
We’ll send you a clear checklist and walk you through everything step-by-step.
It begins with a quick conversation. Then:
Get Pre-Approved – Know what you qualify for.
Submit Documents – We collect everything upfront.
Close Your Loan – Finalize paperwork and receive your HERO Mortgage benefits.
My goal is to help you find the best home financing option for your situation.
At HERO Mortgage, Loan the client comes first. We look at top lenders and wholesalers for you so you get the best rate and payment you qualify for.
This is about you. Together we’ll:
We have a conversation about how your goals and home financing needs.
We collect everything up front because this ensures a smooth underwriting process and a clean approval.
We finalize everything and sign the paperwork. You close on your loan and continue to protect and serve.
Hero Mortgage Loan offering
personalized mortgage solutions, fast customized quotes, great rates & service with integrity. Licensed in HI, WA, OR, CA, ID, UT, AZ, CO, NM, KS, OK, TX, TN, AL, FL, MI, OH, and PA.
Sitemap | Privacy Policy | Terms and Conditions | Disclaimers | NMLS Consumer Access
